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  • Sally B. Philips

Be Alert, Be Aware


Vol. 2, No. 5 March 8, 2021


SOUTH MIAMI DOG PARK

The Dog Park at 6380 SW 78 Street will be closed for annual maintenance from March 24 to May 4. It will reopen on Wednesday, May 5th.


REMINDER about DOGS

I have observed that most people are very conscientious about cleaning up after their dogs. They are clearly helping to keep the City of Pleasant living pleasant. Unfortunately, I have heard that there are some who do not have the common courtesy to take the time or trouble to pick up their dogs' fecal matter. The following is the City's rules about dog fecal matter:


CODE OF ORDINANCES City of South Miami FLORIDA

Chapter 5, Article 11, Section 5-11 Removal of animal excrement. (a) It shall be unlawful for any person owning, possessing, harboring or having the care, charge, control or custody of any dog that deposits any fecal matter on public or private property within the city (other than upon the property of the owner of the animal) to fail to immediately remove and thereafter properly dispose of the fecal matter, unless the owner or person in lawful possession of the property in question has consented to such depositing of fecal matter. For the purpose of compliance with this section, animal fecal matter on pavement or grass shall be immediately removed by placing the matter in a closed or sealed container and thereafter disposing of it by depositing the matter in a trash receptacle, sanitary disposal unit, or other closed or sealed container. (b) This section shall not apply to blind or handicapped persons accompanied by a dog used for assistance in accordance with the law. (c) A violation of this section shall be punishable for the issuance of a fine to the offending person in the amount of twenty-five dollars ($25.00) for the first offense and fifty dollars ($50.00) for each succeeding violation of this section.



REMINDER about DR. SCOTT'S PRESENTATION


REMINDER about the CURFEW

The curfew at mid-night is still in effect. It will be in effect until April 15. At that time, the County will determine whether it is in the public health interest to keep it. If the number of people getting the virus continues to decrease, the curfew may be lifted.


SOME MORE about CREDIT-REPAIR SCAMS

Credit repair companies are governed by the Credit Repair Organizations Act (CROA) and the Telemarketing Sales Rule. These laws make it illegal to make certain promises or misrepresentations and require specific disclosures when offering credit repair services (see no. 7 below). If a credit repair service does any of the following, it might be taking advantage of you:


1. Asks for upfront payment before doing any work for you. The CROA explicitly forbids companies to request or receive payment until they’ve completed the promised services.


2. Avoids or refuses to explain your rights to you or asks you to waive those rights. Credit repair companies are required to give you a copy of the Consumer Credit File Rights Under State and Federal Law and a copy of the contract to view before signing. Luckily, the CROA automatically voids any waiver of rights.


3. Promises to remove ALL negative information from your credit report. While a credit repair company can remove incorrect information from your report, it can’t legally take off negative data if they are accurate.


4. Tells you to give false information or dispute accurate information. Some scammers advise clients to claim they’ve been the victim of identity theft to get negative items taken off — even if no such thing occurred. This is illegal and could land you in serious trouble.


5. Tells you not to contact the three credit reporting bureaus. Everybody’s entitled to one free credit report a year from each of the credit reporting companies.


6. Promises a new credit identity or asks you to create one. Some shady services give you a nine-digit identification number they call a CPN (credit profile or credit privacy number). Another tactic is asking you to apply for an Employer Identification Number from the IRS. Sometimes they’ll even illegally sell you a new Social Security Number, often stolen from children. They then ask you to apply for credit using these new numbers. This is illegal and a scam.


7. The contract is missing key information, such as: the fees charged, a breakdown of the services to be provided, the time period in which said services will be provided, the company’s name and business address, or a section in the contract notifying your right to cancel it within three days of signing.



REMINDER about DISCLAIMER

I have been remiss this year, because I did not attach the following disclaimer in each of the Vol. 2 numbers. What I write about or include in these news-messages is my responsibility and has not been approved by the Commissioners or staff of the City of South Miami.


Keep healthy, stay safe.

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